Select Axis Bank Credit Card

Card Intro

Welcome Benefits

10000 EDGE Reward Points as welcome benefit

Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Rs. 3000(Nil for Burgundy account holders)

Annual Fee(2nd year onwards once)

Rs. 3000(Nil for Burgundy account holders)

Add-on Card Fee

Nil

Annual Fee Waive off

Annual spends greater than Rs. 6,00,000

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

10 EDGE Reward Points per Rs 200 and 2X EDGE Reward Points per Rs. 200 on Retail Shopping, up to cumulative retail transactions of Rs. 20,000 per month.

Milestone Benefits

5000 Edge points on spending Rs 3 Lakhs in a card anniversary year

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.
Up to Rs. 400 per statement

Dining

Up to Rs. 800 off on dining restaurants via Axis Bank EazyDiner.

Movie Benefits

Buy one and get up to Rs 300 off on the second ticket on BookMyShow once per month. (BOGO on BookMyShow)

Lifestyle Benefits

6 complimentary Golf rounds per year and get 3 additional visits on spending Rs. 3 lakhs annually from Extraordinary Weekends by Axis Bank.

Travel Benefits:

Nil

Lounge Benefits

For Domestic – 8 complimentary lounge access per year

For International Lounges – 12 visits per year with the Priority Pass card.

Hotel Benefits

Nil

Insurance Benefits

Cover upto $300 for Loss of Travel Documents, Delay of Check-in baggage and upto $500 Loss of Check-in baggage. Also get Purchase Protection and Credit Shield Plan upto Rs. 1 Lakhs.

Concierge Benefits

24×7 Dedicated Concierge Service.

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Nil

Charge slip Retrieval Fee

Waived

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Waived

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

1.5% or Rs. 250 whichever is higher

Finance Charges

3.6% per month (52.86% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000

Outstation Cheque Fee

Waived

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500

Payment of Customs duty

N/A

Priority Pass Lounge Charges

N/A

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% capped at Rs. 1,500 per transaction

Reward Points Redemption Fee

Waived

Any Other Charges

Nil

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.