Reserve Axis bank Credit Card
Card Intro
Welcome Benefits
50000 EDGE Reward Points as welcome benefit
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Rs. 50000
Annual Fee(2nd year onwards once)
Rs. 50000
Add-on Card Fee
Nil
Annual Fee Waive off
Annual spends greater than Rs. 35,00,000
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
15 EDGE Reward Points for every Rs 200 and 2X EDGE Reward Points on international spends.
Milestone Benefits
Nil
Fuel Surcharge Waiver
1% for transactions between Rs. 400 to Rs. 4000.
Up to Rs. 400 per statement
Dining
Complimentary EazyDiner Prime membership and Upto 25% off on dining restaurants via EazyDiner.
Movie Benefits
Buy one movie ticket at Bookmyshow and get upto Rs.500 off on the second ticket and for non-movie ticket get upto Rs.1000 off on the second ticket for a maximum of 5 bookings in a month.
Lifestyle Benefits
50 complimentary Golf rounds per year from Extraordinary Weekends by Axis Bank.
Travel Benefits:
Lower Forex charges and 2X rewards for international spending.
Lounge Benefits
For Domestic – Unlimited complimentary lounge access for both the primary and add-on cardholders. 12 complimentary guest visits in a year for accompanying guests.
For International Lounges – Unlimited complimentary international lounge visits for both primary and add-on cardholders along with the Priority Pass membership. 12 complimentary visits in a year for accompanying guests (The Priority Pass membership card for both the primary and the add-on card member will be delivered along with the credit card in the welcome kit).
Hotel Benefits
Complimentary Club ITC Culinaire membership, Accor Plus Membership , Club Marriott membership renewed every year if the card is active.
Upto 15% off on International & Domestic Oberoi & Trident Hotels and Postcard Hotels.
Insurance Benefits
Cover upto $500 for Loss of Travel Documents, Delay/Loss of Check-in baggage. Counterfeit/lost card liability upto credit limit and Also get Purchase Protection plan upto Rs. 2 Lakhs and Credit Shield Plan upto Rs. 5 Lakhs.
Concierge Benefits
24×7 Dedicated Concierge Service and 8 complimentary end-to-end Meet & Assist Services at the airport, services include assistance across airport processes, such as check-in, security check, immigration processes and porter services. And 4 complimentary chauffeured luxury airport pick-ups/drops every year.
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
Waived
Card Replacement Fees
Nil
Charge slip Retrieval Fee
Waived
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Waived
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
1.5% or Rs. 250 whichever is higher
Finance Charges
3.0% per month (42.58% per annum) and Reduced APR (Annual Percentage Rate) of 3% on extended credit.
Foreign Currency Transaction fee(Forex Charges)
1.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Outstation Cheque Fee
Waived
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500
Payment of Customs duty
N/A
Priority Pass Lounge Charges
N/A
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% capped at Rs. 1,500 per transaction
Reward Points Redemption Fee
Waived
Any Other Charges
Nil
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.