My Zone Easy Axis Bank Credit Card
Card Intro
Welcome Benefits
Nil
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Rs. 500
Annual Fee(2nd year onwards once)
Rs. 500
Add-on Card Fee
Nil
Annual Fee Waive off
N/A
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
4 Edge Reward points with every Rs. 200 on domestic spends.
Milestone Benefits
Nil
Fuel Surcharge Waiver
1% for transactions between Rs. 400 to Rs. 4000.
Up to Rs. 400 per statement
Dining
Up to 15% off on dining restaurants via EazyDiner.
Movie Benefits
25% cashback on online and box office movie ticket purchases.(The amount of cashback in a calendar year is limited to Rs.1000.)
Lifestyle Benefits
Nil
Travel Benefits:
Nil
Lounge Benefits
Nil
Hotel Benefits
Nil
Insurance Benefits
Nil
Concierge Benefits
Nil
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Nil
Charge slip Retrieval Fee
Waived
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Waived
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
1.5% or Rs. 250 whichever is higher
Finance Charges
3.4% per month (49.36% per annum)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Outstation Cheque Fee
Waived
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500
Payment of Customs duty
N/A
Priority Pass Lounge Charges
N/A
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% capped at Rs. 1,500 per transaction
Reward Points Redemption Fee
Yes
Any Other Charges
Nil
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.