IndusInd Bank Tiger Credit Card

Card Intro

Welcome Benefits

Lifetime free (LFT) Premium Co-Branded Credit Card with Tiger Fintech – A Bajaj Capital group company.

Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Nil

Annual Fee(2nd year onwards once)

Lifetime free (LFT)

Add-on Card Fee

Nil

Annual Fee Waive off

Nil

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

Upto 6 Reward Points for every Rs. 100 spend, except on Fuel, Insurance, Rent, Utility and Government spends.

Milestone Benefits

Amount spent in a year (INR)

Upto Rs. 1 lakh: 1 Reward Point for every Rs. 100 spend.

Upto Rs. 2.5 lakhs: 2 Reward Points for every Rs. 100 spend.

Upto Rs. 5 lakhs: 4 Reward Points for every Rs. 100 spend.

More than Rs. 5 lakhs: 6 Reward Points for every Rs. 100 spend.

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.

Dining

Nil

Movie Benefits

BookMyShow: 1 complimentary movie ticket upto Rs. 500 for every 6 months.

Lifestyle Benefits

4 complimentary Golf rounds per year (Subject to a minimum spend of Rs 25,000 in the last statement).

Travel Benefits:

Reduced Forex Charges.

Lounge Benefits

For Domestic – 8 complimentary lounge access per year

For International Lounges – 2 per year with the Priority Pass card(Complimentary Priority Pass membership).

Hotel Benefits

Nil

Insurance Benefits

Complimentary personal Air Accident Insurance Cover of up to 25 lakhs.

Cover upto Rs. 25,000 for Loss of Travel tickets, Delay of Check-in baggage, Missed flight connection, upto Rs.50,000 for Loss of Passport and upto Rs. 1,00,000 Loss of Check-in baggage.

Insurance Cover benefit equal to credit limit reporting unauthorized transactions within 48 hours of loss/theft of the card.

Concierge Benefits

24×7 concierge service with Auto Assist services like Roadside repair service, Emergency fuel supply, Emergency towing assistance, etc

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 300) of the cash amount

Card Replacement Fees

Rs. 100

Charge slip Retrieval Fee

Rs. 300

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Rs.100 per statement (beyond last 3 months)

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

Rs. 249

Finance Charges

3.5% per month (42% per annum)

Foreign Currency Transaction fee(Forex Charges)

1.5% of the transaction value

Late Payment charges

Nil if Total Payment Due Up to Rs. 100
Rs. 100 if total payment due is between Rs. 101 – Rs. 5,00
Rs. 350 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 550 if total payment due is between Rs. 1001 – Rs. 10,000
Rs. 800 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000

Outstation Cheque Fee

–

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

Rs.250

Payment of Customs duty

N/A

Priority Pass Lounge Charges

$27 per person per visit + taxes

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% per transaction

Reward Points Redemption Fee

Rs. 100

Any Other Charges

Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.