IndusInd Bank InterMiles Odyssey Amex Credit Card

Card Intro

Welcome Benefits

15,000 InterMiles and complimentary Silver tier InterMiles membership as welcome bonus.

Interest Free Period

20 to 50 Days

Payment Gateway

AMEX - American Express

Card Fees

Joining Fee(once)

Rs. 10,000

Annual Fee(2nd year onwards once)

Rs. 4000

Add-on Card Fee

Nil

Annual Fee Waive off

5,000 InterMiles as Renewal bonus.

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

2X Bonus InterMiles for every Rs. 100 spend on Flight and Hotel bookings via Intermiles website. (Weekdays 8 Intermiles and Weekends 12 Intermiles)

4 InterMiles points for every Rs. 100 Weekday spends (Monday to Friday).

6 InterMiles points for every Rs. 100 Weekend spends (Saturday and Sunday).

1 InterMiles point on Insurance, Rent, Utility and Government spends, except fuel. (on weekends and weekdays)

Milestone Benefits

Nil

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.

Dining

Nil

Movie Benefits

Buy one movie ticket at Bookmyshow and get upto Rs.200 off on the second ticket for a maximum of 2 bookings in a month. Additional Rs 50 off on selecting the F&B option.(BOGO on BookMyShow)

Lifestyle Benefits

Nil

Travel Benefits:

Nil

Lounge Benefits

For Domestic – 16 complimentary lounge access per year

For International Lounges – Complimentary Priority Pass membership.

Hotel Benefits

Nil

Insurance Benefits

Complimentary personal Air Accident Insurance Cover of up to 25 lakhs.

Cover upto Rs. 25,000 for Loss of Travel tickets, Delay of Check-in baggage, Missed flight connection, upto Rs.50,000 for Loss of Passport and upto Rs. 1,00,000 Loss of Check-in baggage.

Insurance Cover benefit equal to credit limit reporting unauthorized transactions within 48 hours of loss/theft of the card.

Concierge Benefits

24×7 concierge service with Auto Assist services like Roadside repair service, Emergency fuel supply, Emergency towing assistance, etc

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 300) of the cash amount

Card Replacement Fees

Rs. 100

Charge slip Retrieval Fee

Rs. 300

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Rs.100 per statement (beyond last 3 months)

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

Rs. 249

Finance Charges

3.83% per month (46% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due Up to Rs. 100
Rs. 100 if total payment due is between Rs. 101 – Rs. 5,00
Rs. 350 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 550 if total payment due is between Rs. 1001 – Rs. 10,000
Rs. 800 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000

Outstation Cheque Fee

–

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

Rs.250

Payment of Customs duty

N/A

Priority Pass Lounge Charges

$27 per person per visit + taxes

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% per transaction

Reward Points Redemption Fee

Rs. 100

Any Other Charges

Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.