Etihad Guest SBI Card
Card Intro
Welcome Benefits
Welcome Gift of 2500 Etihad Guest Miles on paying joining fee and Complimentary Etihad Guest Silver tier Membership, which includes up to 15kg of excess baggage, priority boarding, etc.
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Rs. 1499
Annual Fee(2nd year onwards once)
Rs. 1499
Add-on Card Fee
Nil
Annual Fee Waive off
Annual spends greater than Rs. 3,00,000
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
3 Etihad Guest Miles on every Rs. 100 spent on Etihad.com
2 Etihad Guest Miles on every Rs. 100 spent on International spends
1 Etihad Guest Mile on every Rs. 100 spent on other spends, except fuel.
Milestone Benefits
Amount spent in an annual year (INR)
Rs. 5 lakhs : 5,000 Etihad Guest miles
Rs. 10 lakhs : Free Guest+1 Voucher(1 companion voucher).
Fuel Surcharge Waiver
1% for transactions between Rs. 500 to Rs. 4000.
Up to Rs. 250 per statement
Dining
Nil
Movie Benefits
Nil
Lifestyle Benefits
Nil
Travel Benefits:
Free Guest+1 Voucher – a free Companion Ticket voucher. As a cardholder who has reached a milestone, you are given a free Companion Ticket voucher. This allows you to fly on Etihad Airways with your friends or family, to any destination, in any class of travel, from economy to business or first class, and to anywhere in the world as per SBI Card Etihad’s MITC. With this offer, you can avail either a 50% discount or a free second ticket. The voucher is valid for 6 months but is not valid for travel in July, August, and December. It’s a great benefit for milestone achievers and frequent travelers.
Instant discount of 3% on Economy Class and 10% on Business Class when booking directly on the Etihad Airways website.
Lounge Benefits
For Domestic – 8 complimentary lounge access per year
For International Lounges – Complimentary Priority Pass membership.
Hotel Benefits
Nil
Insurance Benefits
Complimentary overseas Air Accident Insurance Cover of up to Rs. 25 lakh.
Complimentary Credit Card Fraud Liability cover of Rs. 1 lakh on reporting unauthorized transactions within 48 hours of loss/theft of the card.
Cover for Loss of check in baggage up to Rs 72,000 (1000 USD).
Concierge Benefits
Nil
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs. 250
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Rs. 100 to Rs. 250
Charge slip Retrieval Fee
Rs. 225
Cheque Payment Fee
Rs.100
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
3.5% on International transaction
Duplicate Statement Fee
Rs.100 per statement (>2 months old)
Emergency Card Replacement (When Abroad)
Minimum $175 for VISA, $148 for Mastercard
EMI Processing Fees
Rs. 199
Finance Charges
3.5% per month (42% per annum) (Min Rs 25)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 400 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
* Additional Rs. 100 for missing payment of Minimum Amount Due *
Outstation Cheque Fee
N/A
Over Limit Fees
2.5% of the over limit amount (Min Rs. 600)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.500
Payment of Customs duty
2.25% (Min Rs. 75)
Priority Pass Lounge Charges
$27 per visit + taxes
Railway Tickets Surcharge
Rs. 30 + 2.5% of transaction amount on Counters, 1% on IRCTC website
Rental Transaction Fee
Rs. 199
Reward Points Redemption Fee
Rs. 99
Any Other Charges
Cheque Pickup fee – Rs. 100
Fuel – 2.5% of transaction value or Rs. 10 whichever is higher
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.