EazyDiner IndusInd Bank Credit Card

Card Intro

Welcome Benefits

2000 EazyPoints as welcome bonus and 12 months EazyDiner Prime membership worth Rs. 2,495.

Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Rs. 1999

Annual Fee(2nd year onwards once)

Rs. 1999

Add-on Card Fee

Nil

Annual Fee Waive off

Renewal benefit: 2000 EazyPoints as renewal bonus and 12 months EazyDiner Prime membership.

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

10 Reward Points on every Rs.100 spent on dining, shopping and entertainment.

4 Reward Points for every Rs.100 spent on all other spends, except on Fuel.

3X EazyDiner’s EazyPoints for using Credit Card.

Milestone Benefits

Nil

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.

Dining

Extra Instant 25% discount up to Rs. 1000 on paying via EazyDiner PayEazy (Unlimited) and get a complimentary premium alcoholic beverage.

Movie Benefits

BookMyShow: 2 complimentary movie tickets worth Rs.200 every month.

Lifestyle Benefits

Nil

Travel Benefits:

Nil

Lounge Benefits

For Domestic – 8 complimentary lounge access per year

Hotel Benefits

The Postcard Hotel stay voucher worth INR 5,000 as welcome benefit.

Insurance Benefits

Yes, reporting unauthorized transactions within 48 hours of loss/theft of the card. (Cover benefit equal to credit limit)

Concierge Benefits

Nil

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 300) of the cash amount

Card Replacement Fees

Rs. 100

Charge slip Retrieval Fee

Rs. 300

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Rs.100 per statement (beyond last 3 months)

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

Rs. 249

Finance Charges

3.83% per month (46% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due Up to Rs. 100
Rs. 100 if total payment due is between Rs. 101 – Rs. 5,00
Rs. 350 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 550 if total payment due is between Rs. 1001 – Rs. 10,000
Rs. 800 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000

Outstation Cheque Fee

–

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

Rs.250

Payment of Customs duty

N/A

Priority Pass Lounge Charges

$27 per person per visit + taxes

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% per transaction

Reward Points Redemption Fee

Rs. 100

Any Other Charges

Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.