Welcome Benefits
Free CUB Keychain Debit Card for tap and pay.
Interest Free Period
Payment Gateway
Joining Fee(once)
Annual Fee(2nd year onwards once)
Nil
Add-on Card Fee
Annual Fee Waive off
Nil
Cashback
Monthly 1.25% Cashback on all POS and online retail transactions for 2 years. (Excluding fuel, rent, cash advances, and government transactions).
Rewards
Nil
Milestone Benefits
Nil
Fuel Surcharge Waiver
Fuel surcharge is reversed within the applicable limits. (Limit Unknown)
Dining
–
Movie Benefits
Nil
Lifestyle Benefits
Nil
Travel Benefits:
Nil
Lounge Benefits
–
Hotel Benefits
Nil
Insurance Benefits
Nil
Concierge Benefits
Nil
Health Benefits
Nil
Cash Payment fees at branches
–
Cash Withdrawal Fees or Cash Advance Fees
Upto 5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Rs. 500
Charge slip Retrieval Fee
–
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
–
Duplicate Statement Fee
Nil for E-Statement, For Physical Statement: Rs.50.
Emergency Card Replacement (When Abroad)
–
EMI Processing Fees
–
Finance Charges
2.95% per month (35.4% per annum)
Foreign Currency Transaction fee(Forex Charges)
2.5% of the transaction value
Late Payment charges
Rs.500/- for every month of delay.
Outstation Cheque Fee
–
Over Limit Fees
Rs.500/- per statement cycle
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2.5% of the payment amount
Payment of Customs duty
N/A
Priority Pass Lounge Charges
N/A
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% of the value of transaction
Reward Points Redemption Fee
Nil
Any Other Charges
Nil
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.