Axis Bank Atlas Credit Card

Card Intro

Welcome Benefits

Receive 5000 EDGE Miles as a welcome benefit for first transaction on the Axis Bank Atlas Credit Card.

Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Rs. 5000

Annual Fee(2nd year onwards once)

Rs. 5000

Add-on Card Fee

Nil

Annual Fee Waive off

N/A

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

5 EDGE Miles per Rs 100 spend on Travel (Airlines, Hotels) and 2 EDGE Miles on other spends.

Milestone Benefits

Tier Based Reward system: Initially Silver tier, spend 7.5 lakhs in an anniversary year for Gold Tier and spend 15 lakhs in an anniversary year for Platinum Tier.

Milestone Benefits: Unlock up to 17,500 EDGE Miles on achieving the Spends Milestone. Spend 3 lakhs for 2500 EDGE Miles, 5000 Miles for spending 7.5 lakhs and 10000 Miles for spending spend 15 lakhs.

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.
Up to Rs. 400 per statement

Dining

Up to 25% off on dining restaurants via EazyDiner.

Movie Benefits

Nil

Lifestyle Benefits

Nil

Travel Benefits:

Nil

Lounge Benefits

Based on tier usage: For Domestic – 8 visits for Silver Tier, 12 visits for Gold Tier and 18 visits for Platinum Tier.
For International Lounges – 4 visits for Silver Tier, 6 visits for Gold Tier and 12 visits for Platinum Tier.

Hotel Benefits

Nil

Insurance Benefits

Nil

Concierge Benefits

Airport Concierge Services: Gold & Platinum tier can avail 2 & 4 Complimentary Concierge Services resp,

Airport Pick Up Services: Platinum tier cardholders can avail 2 complimentary Airport Pickup Services.

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Nil

Charge slip Retrieval Fee

Waived

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Waived

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

1.5% or Rs. 250 whichever is higher

Finance Charges

3.6% per month (52.86% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000

Outstation Cheque Fee

Waived

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500

Payment of Customs duty

N/A

Priority Pass Lounge Charges

N/A

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% capped at Rs. 1,500 per transaction

Reward Points Redemption Fee

Waived

Any Other Charges

Nil

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.