Axis Aura Credit Card

Card Intro

Welcome Benefits

Receive a Decathlon OMNI Gift Card valued at Rs. 750 as a welcome gift upon payment of the joining fee for the Axis Aura Credit Card.

Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Rs. 749

Annual Fee(2nd year onwards once)

Rs. 749

Add-on Card Fee

Nil

Annual Fee Waive off

Nil

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

2 Edge Reward Points for every Rs. 200 spend.

Milestone Benefits

Nil

Fuel Surcharge Waiver

1% for transactions between Rs. 400 to Rs. 4000.
Up to Rs. 250 per statement

Dining

Up to 20% off on dining restaurants via EazyDiner.

Movie Benefits

Nil

Lifestyle Benefits

Nil

Travel Benefits:

Nil

Lounge Benefits

Nil

Hotel Benefits

Nil

Insurance Benefits

Nil

Concierge Benefits

Nil

Health Benefits

4 video consultations free per month via Practo (annually 48 free consultations)

4 interactive video fitness sessions free per month via Fitternity.

Discount up to Rs. 500 on Annual health checkup via IndushealthPlus

30% minimum discount on nutritional/diet consultation from renowned nutritionists and on nutritional foods.

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Nil

Charge slip Retrieval Fee

Waived

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Waived

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

1.5% or Rs. 250 whichever is higher

Finance Charges

3.6% per month (52.86% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000

Outstation Cheque Fee

Waived

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500

Payment of Customs duty

N/A

Priority Pass Lounge Charges

N/A

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% capped at Rs. 1,500 per transaction

Reward Points Redemption Fee

Yes

Any Other Charges

Nil

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.