Aditya Birla SBI Card
Card Intro
Welcome Benefits
Welcome Gift of 2000 Reward Points worth Rs.500 on payment of joining/annual fees for Aditya Birla SBI Card.
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Rs. 499
Annual Fee(2nd year onwards once)
Rs. 499
Add-on Card Fee
Nil
Annual Fee Waive off
Nil
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
10 Reward Points for every Rs. 100 spent on Aditya Birla Fashion Brands Online, Retail Stores and at Vi (Vodafone Idea).
5 Reward Points per Rs. 100 spent on Dining, Entertainment & Hotels
1 Reward Point per Rs. 200 for all other spends, except Fuel, Utilities and Mobile wallet upload.
Milestone Benefits
Amount spent in a year (INR)
Rs. 1 lakhs : 2000 bonus reward points
Rs. 1.5 lakhs : 2000 bonus reward points
Fuel Surcharge Waiver
1% for transactions between Rs. 500 to Rs. 3000.
Up to Rs. 100 per statement
Dining
5 Reward Points
Movie Benefits
Nil
Lifestyle Benefits
10 Reward Points for every Rs. 100 spent on Aditya Birla Fashion Brands(Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry) Online and Retail Stores.
Travel Benefits:
Nil
Lounge Benefits
Nil
Hotel Benefits
5 Reward Points
Insurance Benefits
Nil
Concierge Benefits
Nil
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs. 250
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Rs. 100 to Rs. 250
Charge slip Retrieval Fee
Rs. 225
Cheque Payment Fee
Rs.100
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
3.5% on International transaction
Duplicate Statement Fee
Rs.100 per statement (>2 months old)
Emergency Card Replacement (When Abroad)
Minimum $175 for VISA, $148 for Mastercard
EMI Processing Fees
Rs. 199
Finance Charges
3.5% per month (42% per annum) (Min Rs 25)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 400 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
* Additional Rs. 100 for missing payment of Minimum Amount Due *
Outstation Cheque Fee
N/A
Over Limit Fees
2.5% of the over limit amount (Min Rs. 600)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.500
Payment of Customs duty
2.25% (Min Rs. 75)
Priority Pass Lounge Charges
$27 per visit + taxes
Railway Tickets Surcharge
Rs. 30 + 2.5% of transaction amount on Counters, 1% on IRCTC website
Rental Transaction Fee
Rs. 199
Reward Points Redemption Fee
Rs. 99
Any Other Charges
Cheque Pickup fee – Rs. 100
Fuel – 2.5% of transaction value or Rs. 10 whichever is higher
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.