Air India SBI Signature Card

Card Intro

Welcome Benefits

Welcome Gift of 20000 reward points on paying joining fee and complimentary membership to the Air India Frequent Flyer Program for the Air India SBI Signature Card.
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Interest Free Period

20 to 50 Days

Payment Gateway

Visa

Card Fees

Joining Fee(once)

Rs. 4999

Annual Fee(2nd year onwards once)

Rs. 4999

Add-on Card Fee

Nil

Annual Fee Waive off

Nil – Renewal Gift of 5000 reward points on paying Annual fee.

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, Air India mobile app.

10 Reward Points for every Rs. 100 spent on Air India tickets for self or others, booked through Air India booking offices or Air India call centers and on SuperSaver booklet purchases.

4 Reward Point per Rs. 100 for all other spends, except fuel.

Milestone Benefits

Amount spent in an annual year (INR)
Rs. 5 lakhs : 20000 bonus reward points
Rs. 10 lakhs : 30000 bonus reward points
Rs. 20 lakhs : 50000 bonus reward points

Fuel Surcharge Waiver

1% for transactions between Rs. 500 to Rs. 4000.
Up to Rs. 250 per statement

Dining

Nil

Movie Benefits

Nil

Lifestyle Benefits

Nil

Travel Benefits:

Benefits of Reward Points and Milestones for Frequent Travellers.

Lounge Benefits

For Domestic Lounges – 8 complimentary lounge access per year

For International Lounges – Complimentary Priority Pass membership.

Hotel Benefits

Nil

Insurance Benefits

Complimentary Credit Card Fraud Liability cover of Rs. 1 lakh on reporting unauthorized transactions within 48 hours of loss/theft of the card.

Concierge Benefits

Nil

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs. 250

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Rs. 100 to Rs. 250

Charge slip Retrieval Fee

Rs. 225

Cheque Payment Fee

Rs.100

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

3.5% on International transaction

Duplicate Statement Fee

Rs.100 per statement (>2 months old)

Emergency Card Replacement (When Abroad)

Minimum $175 for VISA, $148 for Mastercard

EMI Processing Fees

Rs. 199

Finance Charges

3.5% per month (42% per annum) (Min Rs 25)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 400 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
* Additional Rs. 100 for missing payment of Minimum Amount Due *

Outstation Cheque Fee

N/A

Over Limit Fees

2.5% of the over limit amount (Min Rs. 600)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.500

Payment of Customs duty

2.25% (Min Rs. 75)

Priority Pass Lounge Charges

$27 per visit + taxes

Railway Tickets Surcharge

Rs. 30 + 2.5% of transaction amount on Counters, 1% on IRCTC website

Rental Transaction Fee

Rs. 199

Reward Points Redemption Fee

Rs. 99

Any Other Charges

Cheque Pickup fee – Rs. 100

Fuel – 2.5% of transaction value or Rs. 10 whichever is higher

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.