Welcome Benefits
Get the following Yatra.com vouchers worth Rs. 8,250 upon paying the Joining fee as Welcome Gift.
2 vouchers worth Rs. 500 each for domestic travel
2 vouchers worth Rs. 1,000 each for international travel
1 voucher worth Rs. 750 for hotel bookings
1 voucher worth Rs. 1,500 for domestic holidays
1 voucher worth Rs. 3,000 for international holidays.
Interest Free Period
Payment Gateway
Joining Fee(once)
Annual Fee(2nd year onwards once)
Rs. 499
Add-on Card Fee
Annual Fee Waive off
Nil
Cashback
Nil
Rewards
6 Reward Points on every Rs. 100 spend on Departmental Stores, Grocery, Dining, Movies, Entertainment and International spends.
1 Reward Point per Rs. 100 for all other spends, except fuel.
Milestone Benefits
Nil
Fuel Surcharge Waiver
1% for transactions between Rs. 500 to Rs. 3000.
Up to Rs. 100 per statement
Dining
6 Reward Points
Movie Benefits
6 Reward Points
Lifestyle Benefits
Nil
Travel Benefits:
Rs. 1,000 off on domestic flight bookings with a minimum transaction of Rs. 5,000.
Rs. 4,000 off on international flight bookings with a minimum transaction of Rs. 40,000.
20% off on domestic hotels with a minimum transaction of Rs. 3,000 and a maximum discount of Rs. 2,000.
Lounge Benefits
Nil
Hotel Benefits
Nil
Insurance Benefits
Complimentary personal Air Accident Insurance Cover of up to Rs. 50 lakh.
Concierge Benefits
Nil
Health Benefits
Nil
Cash Payment fees at branches
Rs. 250
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Rs. 100 to Rs. 250
Charge slip Retrieval Fee
Rs. 225
Cheque Payment Fee
Rs.100
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
3.5% on International transaction
Duplicate Statement Fee
Rs.100 per statement (>2 months old)
Emergency Card Replacement (When Abroad)
Minimum $175 for VISA, $148 for Mastercard
EMI Processing Fees
Rs. 199
Finance Charges
3.5% per month (42% per annum) (Min Rs 25)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 400 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
* Additional Rs. 100 for missing payment of Minimum Amount Due *
Outstation Cheque Fee
N/A
Over Limit Fees
2.5% of the over limit amount (Min Rs. 600)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.500
Payment of Customs duty
2.25% (Min Rs. 75)
Priority Pass Lounge Charges
$27 per visit + taxes
Railway Tickets Surcharge
Rs. 30 + 2.5% of transaction amount on Counters, 1% on IRCTC website
Rental Transaction Fee
Rs. 199
Reward Points Redemption Fee
Rs. 99
Any Other Charges
Cheque Pickup fee – Rs. 100
Fuel – 2.5% of transaction value or Rs. 10 whichever is higher
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.