Club Vistara SBI Card

Card Intro

Welcome Benefits

Complimentary 1 Economy Class ticket voucher as a Welcome E-Gift on joining fee payment for Club Vistara SBI Card cardholders.

Interest Free Period

20 to 50 Days

Payment Gateway

Visa/Mastercard

Card Fees

Joining Fee(once)

Rs. 1499

Annual Fee(2nd year onwards once)

Rs. 1499

Add-on Card Fee

Nil

Annual Fee Waive off

Nil – Complimentary Economy Class ticket voucher on renewal of membership

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

3 Club Vistara Points for every Rs 200 spent including fuel.

Milestone Benefits

Amount spent in an annual year (INR)
Rs. 50,000(*within 90 days of card issuance) : 1,000 Bonus Club Vistara Points
Rs. 1.25 lakhs : 1 Economy Class ticket
Rs. 2.5 lakhs : 1 Economy Class ticket
Rs. 5 lakhs : 1 Economy Class ticket and 1 Hotel E-Voucher from Yatra worth Rs. 5000.

Fuel Surcharge Waiver

Nil – 3 Club Vistara Points for every Rs 200 spend.

Dining

Nil

Movie Benefits

Nil

Lifestyle Benefits

Nil

Travel Benefits:

Economy class tickets for reaching milestone spending.

Lounge Benefits

For Domestic – 4 complimentary lounge access per year

For International Lounges – Complimentary Priority Pass membership.

Hotel Benefits

Nil

Insurance Benefits

Complimentary personal Air Accident Insurance Cover of up to Rs. 50 lakh.

Complimentary Credit Card Fraud Liability cover of Rs. 1 lakh on reporting unauthorized transactions within 48 hours of loss/theft of the card.

Cover for Loss of check in baggage up to Rs 72,000 (1000 USD), Delay of check in baggage Rs 7,500, Loss of travel documents up to Rs 12,500, Baggage Damage- Cover up to Rs. 2500 and Cover for Up to 4 booking cancellations per year, each limited to Rs. 3,500.

Concierge Benefits

Nil

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs. 250

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Rs. 100 to Rs. 250

Charge slip Retrieval Fee

Rs. 225

Cheque Payment Fee

Rs.100

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

3.5% on International transaction

Duplicate Statement Fee

Rs.100 per statement (>2 months old)

Emergency Card Replacement (When Abroad)

Minimum $175 for VISA, $148 for Mastercard

EMI Processing Fees

Rs. 199

Finance Charges

3.5% per month (42% per annum) (Min Rs 25)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 400 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
* Additional Rs. 100 for missing payment of Minimum Amount Due *

Outstation Cheque Fee

N/A

Over Limit Fees

2.5% of the over limit amount (Min Rs. 600)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.500

Payment of Customs duty

2.25% (Min Rs. 75)

Priority Pass Lounge Charges

$27 per visit + taxes

Railway Tickets Surcharge

Rs. 30 + 2.5% of transaction amount on Counters, 1% on IRCTC website

Rental Transaction Fee

Rs. 199

Reward Points Redemption Fee

Rs. 99

Any Other Charges

Cheque Pickup fee – Rs. 100

Fuel – 2.5% of transaction value or Rs. 10 whichever is higher

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.