IndusInd Bank Club Vistara Explorer Credit Card
Card Intro
Welcome Benefits
Complimentary Vistara Business Class ticket voucher and Club Vistara Gold Membership.
Welcome Gift voucher worth Rs 25,000 for any one of following Luxe Gift Card, Oberoi gift voucher and Vouchagram Premium gift voucher on paying annual fee.
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Rs. 40,000
Annual Fee(2nd year onwards once)
Rs. 10,000
Add-on Card Fee
Nil
Annual Fee Waive off
Complimentary Vistara Business Class ticket voucher on renewal of membership.
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
For every Rs 200 spent:
8 Club Vistara Points on Vistara website/app.
6 Club Vistara Points on Hotel, Airline and Travel.
1 Club Vistara Points on Fuel, Insurance, Rent, Utility and Government spends.
2 Club Vistara Points for all other spends.
Milestone Benefits
Vistara Milestone Benefit. For Amount spent in a year (INR)
3,00,000 – 1 Business Class ticket
6,00,000 – 1 Business Class ticket
9,00,000 – 1 Business Class ticket
12,00,000 – 1 Business Class ticket
15,00,000 – 1 Business Class ticket
Fuel Surcharge Waiver
1% for transactions between Rs. 400 to Rs. 4000.
Dining
Get Rs.3000 instant discount twice per year on EazyDiner.
Movie Benefits
Buy one movie ticket at Bookmyshow and get upto Rs.700 off on the second ticket for a maximum of 2 bookings in a month. Additional Rs. 100 off on selecting the F&B option. (BOGO on BookMyShow)
Lifestyle Benefits
–
Travel Benefits:
No Forex charges.
Lounge Benefits
For Domestic – 4 complimentary lounge access per year (1 per quarter).
For International Lounges – 16 per year with the Priority Pass card (Complimentary Priority Pass membership) (4 per quarter).
Hotel Benefits
–
Insurance Benefits
Complimentary personal Air Accident Insurance Cover of up to 25 lakhs.
Cover upto Rs. 25,000 for Loss of Travel tickets, Delay of Check-in baggage , Missed flight connection, upto Rs.50,000 for Loss of Passport and upto Rs. 1,00,000 Loss of Check-in baggage.
Insurance Cover benefit equal to credit limit reporting unauthorized transactions within 48 hours of loss/theft of the card.
Concierge Benefits
24×7 concierge service with Auto Assist services like Roadside repair service, Emergency fuel supply, Emergency towing assistance, etc
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
Nil
Card Replacement Fees
Rs. 100
Charge slip Retrieval Fee
Rs. 300
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Rs.100 per statement(beyond last 3 months)
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
Rs. 249
Finance Charges
3.83% per month (46% per annum)
Foreign Currency Transaction fee(Forex Charges)
Nil (zero foreign currency mark-up for international spends)
Late Payment charges
Nil
Outstation Cheque Fee
–
Over Limit Fees
Nil
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
Rs.250
Payment of Customs duty
N/A
Priority Pass Lounge Charges
$27 per person per visit + taxes
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% per transaction
Reward Points Redemption Fee
Rs. 100
Any Other Charges
Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.