IndusInd Bank Avios Visa Infinite Credit Card
Card Intro
Welcome Benefits
Any one of the following as welcome benefit after selecting the preferred airline company with IndusInd Bank Avios Visa Infinite Credit Card.
Complimentary Gold membership tier with Qatar Airways Privilege Club and 20,000 bonus Avios points. OR
British Airways Executive Club – 55,000 bonus Avios points.
Interest Free Period
20 to 50 Days
Payment Gateway
Visa Infinite
Card Fees
Joining Fee(once)
Rs. 40,000
Annual Fee(2nd year onwards once)
Rs. 10,000
Add-on Card Fee
Nil
Annual Fee Waive off
Renewal Benefit:
Complimentary Gold membership tier with Qatar Airways Privilege Club and 5,000 bonus Avios points. OR
British Airways Executive Club – 10,000 bonus Avios points.
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
Choose preferred international destination while getting the card, get 5 Avios points on every Rs. 200 spent for POS (Point of Sale) transactions and a reduced foreign currency mark-up of 1.5% at your preferred international destination. 3.5% foreign currency mark-up on all other destination for the transaction value.
2 Avios points on every Rs. 200 spent on Qatar Airways & British Airways website and App, 1 Avios point for all other spends, except fuel transactions.
Milestone Benefits
Amount spent in a year (INR)
Rs. 8 lakh: 25000 bonus Avios Points
Rs. 16 lakh: 25000 bonus Avios Points
Fuel Surcharge Waiver
1% for transactions between Rs. 400 to Rs. 4000.
Dining
–
Movie Benefits
Nil
Lifestyle Benefits
Nil
Travel Benefits:
10% off for flight bookings made on Qatar Airways website or the mobile app, if Qatar Airways Privilege Club as the preferred airline loyalty programme.
Less forex charges in preferred international destination.
Lounge Benefits
For Domestic – 8 complimentary lounge access per year
For International Lounges – 8 per year with the Priority Pass card(Complimentary Priority Pass membership).
Hotel Benefits
Nil
Insurance Benefits
Complimentary personal Air Accident Insurance Cover of up to Rs. 60 lakhs.
Cover upto Rs. 25,000 for Loss of Travel tickets, Delay of Check-in baggage, Missed flight connection, upto Rs.50,000 for Loss of Passport and upto Rs. 1,00,000 Loss of Check-in baggage.
Insurance Cover benefit equal to credit limit reporting unauthorized transactions within 48 hours of loss/theft of the card.
Concierge Benefits
2 complimentary Meet & Greet Services at the airport.
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 300) of the cash amount
Card Replacement Fees
Rs. 100
Charge slip Retrieval Fee
Rs. 300
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Rs.100 per statement(beyond last 3 months)
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
Rs. 249
Finance Charges
3% per month (36% per annum)
Foreign Currency Transaction fee(Forex Charges)
1.5% at preferred destination, 3.5% all other destination for the transaction value
Late Payment charges
Nil if Total Payment Due Up to Rs. 100
Rs. 100 if total payment due is between Rs. 101 – Rs. 5,00
Rs. 350 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 550 if total payment due is between Rs. 1001 – Rs. 10,000
Rs. 800 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
Outstation Cheque Fee
–
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
Rs.250
Payment of Customs duty
N/A
Priority Pass Lounge Charges
$27 per person per visit + taxes
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% per transaction
Reward Points Redemption Fee
Rs. 100
Any Other Charges
Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.