Welcome Benefits
Complimentary Premium Economy Class ticket voucher and Club Vistara Silver Membership such as priority check-in and additional baggage allowance, as a Welcome Gift on fee payment for Axis Bank Vistara Signature Credit Card.
Interest Free Period
Payment Gateway
Joining Fee(once)
Annual Fee(2nd year onwards once)
Rs. 3000
Add-on Card Fee
Annual Fee Waive off
Complimentary Premium Economy Class ticket voucher on renewal of membership
Cashback
Nil
Rewards
4 Club Vistara Points for every Rs 200 spent.
Milestone Benefits
Activation / Milestone Benefit. For Amount spent in a year (INR)
75,000 – 3,000 Bonus CV Points
1,50,000 – 1 Premium Economy ticket
3,00,000 – 1 Premium Economy ticket
4,50,000 – 1 Premium Economy ticket
9,00,000 – 1 Premium Economy ticket
Fuel Surcharge Waiver
N/A
Dining
Minimum 15% off up to Rs. 800 on dining restaurants via EazyDiner.
Movie Benefits
Nil
Lifestyle Benefits
3 complimentary Golf rounds per year from Extraordinary Weekends by Axis Bank.
Travel Benefits:
Extra benefits based on reaching milestones.
Lounge Benefits
For Domestic – 8 complimentary lounge access per year
Hotel Benefits
Nil
Insurance Benefits
Cover upto $300 for Loss of Travel Documents, Delay of Check-in baggage and upto $500 Loss of Check-in baggage.
Lost Card Liability Protection: INR 3,00,000
Concierge Benefits
Nil
Health Benefits
Nil
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Nil
Charge slip Retrieval Fee
Waived
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Waived
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
1.5% or Rs. 250 whichever is higher
Finance Charges
3.6% per month (52.86% per annum)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Outstation Cheque Fee
Waived
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1512
Payment of Customs duty
N/A
Priority Pass Lounge Charges
N/A
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% capped at Rs. 1,500 per transaction
Reward Points Redemption Fee
Nil
Any Other Charges
Nil
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.