Axis Bank Miles and More World Select Credit Card

Card Intro

Welcome Benefits

Welcome gift of 15,000 miles as a welcome bonus, which does not expire; on paying the joining fee for Axis Bank Miles and More World Select Credit Card from Lufthansa Group.

Interest Free Period

20 to 50 Days

Payment Gateway

Mastercard

Card Fees

Joining Fee(once)

Rs. 10000

Annual Fee(2nd year onwards once)

Rs. 4500

Add-on Card Fee

Nil

Annual Fee Waive off

4,000 miles for the annual fees.

Card Features, Rewards and Benefits

Cashback

Nil

Rewards

6 award miles for every Rs 200 spent (Unlimited and No mileage expiration).

Milestone Benefits

Nil

Fuel Surcharge Waiver

Nil

Dining

Minimum 15% off on dining restaurants via EazyDiner.

Movie Benefits

Nil

Lifestyle Benefits

Nil

Travel Benefits:

Nil

Lounge Benefits

For Domestic – 32 complimentary lounge access (MasterCard Lounges) per year (8 per quarter).
For International Lounges – 4 per year with the Priority Pass card (issued automatically on activation of the Credit Card).

Hotel Benefits

Nil

Insurance Benefits

Complimentary insurance cover by Axis Bank (Delay/Loss of Checked-In Baggage, Purchase Protection, air accidents, lost card or credit shield).

Concierge Benefits

24×7 Dedicated Concierge Service by Axis Bank.

Health Benefits

Nil

Card Charges

Cash Payment fees at branches

Rs.100

Cash Withdrawal Fees or Cash Advance Fees

2.5% (Min. Rs. 500) of the cash amount

Card Replacement Fees

Nil

Charge slip Retrieval Fee

Waived

Cheque Payment Fee

N/A

DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)

1% on International transaction

Duplicate Statement Fee

Waived

Emergency Card Replacement (When Abroad)

N/A

EMI Processing Fees

1.5% or Rs. 250 whichever is higher

Finance Charges

3.6% per month (52.86% per annum)

Foreign Currency Transaction fee(Forex Charges)

3.5% of the transaction value

Late Payment charges

Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000

Outstation Cheque Fee

Waived

Over Limit Fees

2.5% of the over limit amount (Min Rs. 500)

Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1515

Payment of Customs duty

N/A

Priority Pass Lounge Charges

N/A

Railway Tickets Surcharge

As prescribed by IRCTC / Indian Railways

Rental Transaction Fee

1% capped at Rs. 1,500 per transaction

Reward Points Redemption Fee

Nil

Any Other Charges

Nil

Terms & Conditions!

* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.